JB Pension Planner Copyright (c) 2026 Jon Bradley. All rights reserved. https://alverview.uk/ ------------------------------------------------------------------------ This work is NOT open source. The permissions below are all that is granted. ------------------------------------------------------------------------ YOU MAY: * Load and use this page in a web browser, for your own personal, non-commercial pension and salary-sacrifice planning. * Link to it at https://alverview.uk/. * Save your own input values (the "Remember entries" feature stores them only in your own browser). YOU MAY NOT, without prior written permission from the copyright holder: * Copy, download for redistribution, extract, or otherwise reproduce any part of this page or its HTML, CSS, JavaScript, images, layout, wording or calculation logic - beyond the transient copy your browser makes to display the page. * Republish, host, mirror, serve, bundle, embed or otherwise make it available - in whole or in part, modified or unmodified - on any other website, domain, application, extension or medium. * Create derivative works, adaptations, translations or "clones" based on it or any part of it. * Use it, or anything derived from it, for any commercial purpose. * Remove, obscure or alter this licence, the in-page copyright notices, the browser-console notice, the build identifier, or the origin notice. TYPEFACES Fraunces and Public Sans are used under the SIL Open Font License and are the property of their respective authors. This licence does not apply to them. NO WARRANTY This page is provided "as is", without warranty of any kind, express or implied. It is an illustrative planning tool based on published UK tax and National Insurance rates for the 2026/27 tax year. It is NOT financial, tax, investment or legal advice. Always check the current position on gov.uk or with a suitably qualified adviser before acting. The copyright holder accepts no liability for any decision made in reliance on it. PERMISSIONS AND ENQUIRIES Contact the site owner via https://alverview.uk/. ENFORCEMENT Unauthorised copies can be identified from the build identifier and other markers embedded in each release. Infringing copies will be pursued, including by takedown request to the host and search engines.